Post Office PPF Scheme 2025: Start Investment with ₹500, Eligibility, Apply Online

Indian Postal Department offers various Post Office Savings Scheme for the citizens and allows reliable platform for the investment. The Indian government has started Public Provident Fund (PPF scheme) to provide various investment benefits to the beneficiaries. Applicants looking for the best saving plan and interested to save the money at right place can open account for PPF account. Interested citizens can apply for the Post Office PPF Scheme and get the benefits by opening the account and for that one can go through the steps given in the post below.

Post Office PPF Scheme 2025

People looking for long term finance investment scheme, Post Office Public Provident Fund is one of the best option for them. In this era everyone wants to save the money but cant find the best and trustable platform to invest. Now post office department offered good option to the citizens by launching the saving scheme (PPF). Under PPF scheme people can save money with minimum Rs. 500 and can deposit maximum amount Rs. 1.5 lakh every year. The post office provide good returns and financial security to the eligible applicants through PPF scheme. Individuals planning to open account for Public Provident Fund scheme can visit the nearest post office or prefer the official website mentioned below.

www.indiapost.gov.in PPF Scheme Apply Online Link 2025

Purpose of Post Office PPF Scheme

Post Office PPF (Public Provident Fund) Scheme is a beneficial initiative of the central government which provide various benefits to the applicants. The main purpose of PPF scheme is to provide tax benefits and good interest rate to the citizens. People can join the PPF scheme to get better return in their future and get financial support.

Benefits of Post Office PPF Saving Scheme

There are number of benefits for opening account under Post Office Public Provident Fund scheme which are listed below:-

• It is the best saving scheme for the future investment and better returns.
• Beneficiaries get attractive interest rate (7.1 % per annum) and tax advantages.
• Offers financial security.
• Applicants can open PPF account with minimum deposit of Rs. 500.
• Individuals can open the account by cash/cheque.
• Beneficiaries can withdraw their amount in case of emergency.
• People can save the amount in small installments and can withdraw collective amount at a time.

Who Can Apply For Post Office Public Provident Fund Scheme

Now Indian post office department allows citizens to open PPF account to save their earning for their future use. To open the account under Public Provident Fund Scheme, candidates need to follow the eligibilities listed below:-

• Parents can open PPF account on the behalf of their kids or minor.
• One must be the permanent citizen of India.
• Applicants age should be above 18 years.
• Individuals need to deposit minimum Rs. 500 while opening the PPF account.
• One must owns all the necessary documents.

Rules For Public Provident Fund Scheme Deposit

• To open the account for PPF scheme candidates need to deposit minimum Rs. 500 in a financial year.
• Maximum limit of amount deposit is Rs. 1.5 lakh per year.
• Individuals can deposit the amount in instalments (multiple of Rs. 50 or more).

How to Open Account For Post Office PPF Scheme 2025

Citizens eligible for the post office PPF scheme can submit the application form online by using the steps listed below:-

• Visit post office official website i.e. https://www.indiapost.gov.in.
• After that from the home page click on the Post Office Savings Bank option.
• Then select the PPF Scheme option.
• Now the complete details regarding the Public Provident Fund scheme will open on the screen.
• In the next step look for the PPF scheme account open option.
• Then an application form will open on the screen.
• Submit all the details and upload the necessary documents.
• Deposit Rs. 500 as initial amount.
• Finally, click on the Submit option.
• In this way one can enroll themselves for the PPF scheme.

Applicants can visit the nearest village post office along with the photocopy of all the necessary documents. Then ask the post office staff or clerk for Post Office PPF Scheme application form. Then fill the necessary details and submit it to the related department.

How to Withdraw Public Provident Fund Scheme Amount

Citizens having account in Post Office Public Provident Fund Scheme and are in need to withdraw the money need to download Form C from the post office website or bank branch. After that fill the form and submit the withdraw form at post office bank or bank where you opened the PPF account.