PMEGP Loan Apply Online 2025, Check Eligibility, Application Status, Documents

Are you looking to set up your own business but facing financial issues then here is the PMEGP Loan Scheme by the government of India. To resolve the unemployment issue and encourage individuals to set up their businesses, the MSME Department announce the Government Business Loan Scheme (PMEGP Loan Scheme). Get a loan upto Rs. 50 lakh or Rs. 20 lakh based on the units of the PMEGP Scheme List. Check the eligibility, interest rate, benefits of taking the loan, documents require, PMEGP Loan Online & Offline Application Process, application status check, and other updates from the post below.

PMEGP Loan Apply Online 2025

The PMEGP Full Form is the Prime Minister Employment Generation Programme. By this full form, everyone must have a clear idea that PMEGP offers Business Loans to individuals who want to own their business. The Ministry of Micro, Small and Medium Enterprises runs the complete scheme under various financial agencies and banks. These loans are cheap to repay as loan subsidies are provided by the government. Not only this Self Help Groups,  Co-operative Societies, Institutions, Charitable Trusts, and others are included in PMEGP Loan Yojana. All individual entrepreneurs can apply online for business loans through online or offline both modes. Before applying for a sarkari loan, one must check the eligibility, documents, and other requirements from here.

What is PMEGP Loan?

Well, as we clear above PMEGP stands for Prime Minister Employment Generation Programme. This is a central government business loan scheme by the Ministry of Micro, Small and Medium Enterprises. The PMEGP Loan Scheme is applicable in both rural and urban areas. The scheme is run by the Khadi and Village Industries Commission (KVIC) across the country. At the state level, the PMEGP Scheme is run by the State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs), District Industries Centers (DICs), and Coir Board.

www.kviconline.gov.in PMEGP Portal 2025 Link

Eligibility to Apply Online For PMEGP Loan Scheme

The very first thing to learn about is the eligibility loan of PMEGP. Well, here are the key points that help to understand loan scheme eligibility.

• Only those individual who are above 18 years old and looking to start their own small business are eligible.
• Applicants do not need to provide any Income Limit proof, which means people with any economic background are eligible.
• For below Rs. 10 lakh loan in manufacturing and Rs. 5 lakh loan in service sector, applicants need to provide any education qualification.
• For loan amounts above Rs. 10 in manufacturing and above Rs. 5 lakhs in the business/service sector, one must hold at least 8th Class Passing Certificates.
• Old buisness projects are excluded, which means those who are settling new buisness are only eligible.
• Self Help Groups (including those belonging to BPL provided that they have not availed benefits under any other Scheme), Institutions registered under Societies Registration Act, 1860, Production Co-operative Societies, and, Charitable Trusts are also included under PMEGP.
• Those units which are already under PMRY, REGP or any other scheme of the Government are not eligible.

Benefits of PMEGP

Setting up a business in this era is not a cup of tea for everyone. Funds are the first requirement for an entrepreneur who wants to set up a business. Through the PMEGP Loan Scheme, the government offers bank-financed subsidy loan schemes by which new startups or microenterprises can be set up quickly. Get subsidy on bank loan ranges from 15% to 35% for projects upto Rs. 50 Lakh in manufacturing and Rs. 20 Lakh in the service sector. Beneficiaries belonging to special categories such as SC, ST, Women, PH, Minorities, Ex-Servicemen, and NER get subsidies of 35% in rural areas and 25% in urban areas in the loan amount.

Who Provides Loan Under PMEGP Scheme?

Many loan takers want to know the financial agencies under the PMEGP Scheme. Well, there are 27 Public Sector Banks, Regional Rural Banks (RRB), Co-operative Banks and Private Scheduled Commercial Banks approved by respective State Task Force Committee that offer loans.

PMEGP Loan Documents

Whether you apply online or offline for a PMEGP Loan Application, you need documents in original and duplicate copies. The list of documents required to apply online for the PMEGP Scheme of Loan is given below.

• Two Passport size Photo
• Aadhar Card
• PAN Card
• Project Report
• Caste & Special Category Certificate
• Education/ skill development training/ EDP certificate
• Authorization letter
• Domicile or Residential Proof

How to Apply Online For PMEGP Loan 2025 Application Form?

For those who are ready to fill application online for the PMEGP Business Loan Scheme 2025, here are quick steps that help to get a PMEGP Loan Online.

• First of all open the https://www.kviconline.gov.in/pmegpeportal/pmegphome/ website of Khadi and Village Industries Commission (KVIC) for PMEGP.
• Click on the “Application For New Unit” art home page.
• In the new tab, PMEGP Application For Individual will open.
• Fill out the entire form by entering details like aadhar card, EID Number, etc. details
• Make a self-declaration and click on the “Save Application Data” option at last.
• Then upload the required documents as by officials.
• At last, fill up the scorecard and prepare for final submission.
• Post final submission, you will get an application ID and a password through your registered mobile number.
• Use that ID for login and other purposes.
• Do not forget to download and print the application for further use.

Steps to Fill PMEGP Loan Application Form 2025 Offline

Many small entrepreneurs and businessmen look for the PMEGP Loan Apply Offline process. Well, all these applicants are advised to visit www.kviconline.gov.in pmegpe portal and click on Offline Application in Regional Language on the home page. Select your local language and Download PMEGP Loan Application Form PDF. Then take print of the application form, fill in all the details as instructed and attach copies of the documents asked. The post or directly visit the  Khadi and Village Industries Commission (KVIC) Office. Submit the application form to the allotted officer. Your application ID and password will sent to the mobile number availed in the Form.

PMEGP Login Process

• Visit Khadi and Village Industries Commission (KVIC) PMEGP Official Portal i.e. https://www.kviconline.gov.in/pmegpeportal/jsp/applicantLogin.jsp.
• Click on the “Registered Applicant (Login)” option from the home page.
• In the new tab, the Login Page will open.
• Enter the User ID and Password received on the registered mobile number.
• Click on the Login option below.
• Check all the updates, after Login to PMEGP Portal.

PMEGP Online Application Status

Those who want to check the status of the PMEGP Loan Application, are advised to make a direct Login. All small entrepreneurs are advised to click on the Application Status option. Now the Status Check Online page will open. Enter your application details and click on the Get Status option. On the screen, applicants can check the PMEGP Online Application Status like loan accepted, rejected, etc. Individuals can get more updates on the PMEGP Portal of KVIC.

PMEGP Helpline Number

Those who have queries about the Prime Minister Employment Generation Programme (PMEGP) Loan application can contact using the PMEGP Helpline Number i.e. 07526000333 or 07526000555. All the individuals can send their queries to [email protected]. Those who want to contact the Ministry of Micro, Small and Medium Enterprises (MSME) for PMEGP-related queries can use the helpline number 011-23063641.