IOB Mahila Shaksham Scheme 2025 Apply Online Link, Eligibility, Benefits!

Indian Overseas Bank (IOB) launched a new scheme for the women named “IOB Mahila Shaksham Scheme 2025”. Through Mahila Shaksham Scheme IBO supports the women financially by providing loan at low interest rate for business purpose. To get the benefits of IOB Mahila Shaksham Scheme applicants have to register themselves by visiting its official website i.e. https://www.iob.in/Mahila-Shaksham. Applicants are suggested to read the scheme eligibility and guidelines for the successful registration. Read IBO scheme loan amount details and step by step online application form process by using the steps below.

IOB Mahila Shaksham Scheme 2025

Indian Overseas Bank launched various schemes for the women to make them success and independent. IOB Mahila Shaksham Scheme is a new initiative of Indian Overseas Bank launched for the empowerment and development of women and their family. Under Mahila Shaksham Scheme IBO provide Loan amount of Rs. 75,000 to Rs. 10,00,000 to the SHG Members and eligible women for business purpose. The bank transfer the amount directly to the beneficiaries bank account and beneficiaries have to repay the loan in equal affordable installments with time duration 5 years.

IOB Mahila Shaksham Scheme Apply Online 2025

Good news for all the women of the nation, get the opportunity to start your own business and open the doors of success by applying for the IOB Mahila Shaksham Scheme 2025. Once again IBO is with its great initiative of Mahila Shaksham Scheme to promote women for the Entrepreneurial Activities and get out of the financial issues. To get law interest rate loan and other benefits of Mahila Shaksham Scheme register yourself on the IBO official website  i.e. https://www.iob.in. Or one can visit the nearest Indian Overseas Bank branch to gather the information and submit the application form.

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Mahila Shaksham Scheme Aim

The main objective of Mahila Shaksham Scheme is to push the Women SHG Members and other women to open their own startup. For the help in the journey of entrepreneur, the bank provide financial support by offering low interest instant loan approval.

www.iob.in Mahila Shaksham Scheme Application Form Link 2025

Article Name IOB Mahila Shaksham Scheme 2025
Started By Indian Overseas Bank
Mode Online
Beneficiaries Women
Age Limit 21 to 60 years
Benefit Loan approval up to Rs. 75,000 to 10 Lakh
Purpose Empowerment and development of women
Registration Process Active Now
Processing Fee 0.40% of the Limit Sanctioned Plus Applicable GST
Official Website https://www.iob.in

Occupation Under IOB Mahila Shaksham Scheme 2025

There are various options given by the Bank to start their new start up, some of the list of Mahila Shaksham Scheme business is listed below.

  • Artificial Jewellery Making Unit
  •  Bangles – Glass and Lac Items
  • Agarbathi/Candle Making Unit
  • Soap Making/Liquid Soap/Detergent/Washing Soap
  •  Metal and Cane Products
  •  Hosiery Unit
  • Sanitary Towels/Napkin Manufacturing Unit
  •  Paper Plates/Cups/Glass Manufacturing
  • Agri Clinic and Agri Business Center
  •  Handicrafts, Weaving, Textile Bags, Covers, Baskets etc.
  • Pottery & Ceramics
  • Papad /Traditional Snacks
  • Oil Processing Units

 

  • Mushroom Cultivation
  • High value crop cultivation in green house/poly house, floriculture etc.
  • Allied activities like dairy, poultry, sericulture, pisciculture, Goat & sheep rearing etc.
  • Beauty parlour and salon services
  • Tailoring Shop
  • Rural eco-tourism
  • Restaurant
  • Internet Cafe and Pphotocopy
  • Confectionary Shops including Soft Drinks
  • Groceries/Stationary Shops
  • Fruits and Vegetables Shop
  • Cosmetic Shop
  • Flour Mill

Benefits of Mahila Shaksham Scheme 2025

Mahila Shaksham Scheme is a beneficial scheme targeted to all the eligible women of the nation. Through Mahila Shaksham Scheme beneficiaries get a sufficient loan amount to start their personal business. Through this scheme applicants can provide jobs to other unemployment people. It is the key to success which make you out from the poverty and help nation to contribute the GDP. Indian Overseas Bank charges low interest rate and provide additional benefits regarding the business.

Who Can Apply For IOB Women’s Shaksham Scheme (Eligibility)?

As we all know to apply for any government or private scheme their are some eligibilities and guidelines which everyone have to follow. So read all the eligibilities before you apply online for the scheme through this page.

  • Age Limit: Applicants age should be between 21 to 60 Years.
  • Member’s Minimum Loan: Rs. 25000, Rs. 40000 and Rs. 40000 as per the loan limit between (Rs. 75000/- to Rs. 2 Lakhs), (Loan above Rs. 2 Lakhs to Rs. 5 Lakhs) and (Loan above Rs. 5 Lakhs to Rs. 10 Lakhs) respectively.
  • CIBIL Score: Applicant’s bank cibil should be above 650 or “0/-1”.
  • Native: Should have the citizenship of India.
  • Gender: Only women of SHG are eligible for the scheme.

Documents Required 

  1. Applicants Aadhar Card
  2. Domicile Certificate
  3. Bank Passbook
  4. PAN Card
  5. Passport Size Photo
  6. Mobile Number
  7. E Mail ID
  8. Property or other required documents, etc.

Steps to Apply Online For IOB Mahila Shaksham Scheme 2025

Citizens planning to start their own business and proceeding for IOB Mahila Shaksham Scheme online registration can fill out the application form online at www.iob.in. Or can apply for the scheme through offline mode by visiting the IOB bank. Here we have the guidance for IOB Mahila Shaksham Scheme online registration, so read the steps carefully.

  • Visit IOB official website which is https://www.iob.in.
  • After that look for the Mahila Shaksham Scheme.
  • Then click on Apply Online option.
  • Now a new tab open on the screen.
  • In the next step upload all the necessary documents.
  • Finally, verify the details and click on Submit option.

Mahila Shaksham Scheme IOB Interest Rate 2025

As per the interest rate set by the Indian Overseas Bank is mentioned below.

  • For Agriculture Activities: Up to Rs. 10.00 Lakhs 1 Year MCLR +0.20%(SP)+1.80%(RP)
  • For MSME Activities: Up to Rs. 10.00 Lakhs RLLR+0.40%(SP)+1.35%(RP).
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